Commercial Vehicle Accident Lawyer

Injured in a Commercial Vehicle Crash in Texas? Our Black-Owned Firm Is Here to Help

If a company car, delivery van, 18-wheeler, or rideshare vehicle just crashed into you or someone you love on a Houston freeway or a Texas highway, you need answers right now-not next week. Texas Black Car Accident Lawyer is a Black-owned personal injury law firm that focuses on serious car and commercial vehicle collisions, and we represent injured victims and families across Houston, Harris County, and surrounding Texas communities.

We built this practice because Black drivers, passengers, and families deserve a team that understands both Texas personal injury law and the real concerns our community brings to the table-questions about bias, about being believed, and about whether anyone is truly fighting for a fair outcome. Clients of every background are welcome, but we intentionally address the issues Black motorists face when dealing with insurance companies, corporate defense attorneys, and the claims process after a commercial vehicle crash.

Right now, you may be staring at ER bills from a Houston-area hospital, worrying about missed shifts at a refinery or warehouse, figuring out how to get to work without the car that was totaled, or fielding calls from a company’s insurance adjusters asking for a recorded statement. Those are exactly the pressures our legal team handles so you can focus on medical treatment and recovery. We investigate the accident scene, gather valuable evidence-dash cam video, GPS data, dispatch logs, maintenance records-and negotiate directly with commercial insurers and defense lawyers on your behalf.

Time matters. Texas has a two-year statute of limitations for most personal injury claims, including wrongful death claims. But the real urgency is evidence: commercial vehicle data such as electronic control module recordings, storefront camera footage, and driver logs can be overwritten or destroyed within weeks. The sooner you call, the stronger your position.

Call Now for a Free Commercial Vehicle Crash Consultation

You do not have to figure this out alone, and calling does not obligate you to hire anyone. The goal is simple: tell us what happened, and we will explain your options and next steps after a company vehicle crash.

Call (832) 263-2076 or fill out the online form for a free consultation about your Texas commercial vehicle accident.
Consultations available in English and Spanish, with efforts to respond to urgent crash cases 24/7/365.
No upfront attorney fees-our attorney fees are on a contingency fee basis, meaning we only collect if we obtain a recovery for you. Ask us about case costs and the terms of representation during your call.
A free case evaluation is exactly that-free. You will leave the conversation knowing more than you did before, whether or not you decide to move forward with us.

Why Texas Families Turn to a Black Commercial Vehicle Accident Lawyer in Houston

Many Black families in Houston, Harris County, Fort Bend County, and surrounding areas look specifically for a personal injury lawyer who shares their cultural frame of reference. That is not a luxury-it is practical. Systemic biases can impact personal injury claims for Black plaintiffs, and implicit bias can affect how insurance companies handle claims for minority plaintiffs. When your lawyer has a deep understanding of those realities, the investigation, the negotiation strategy, and even how witness credibility is presented can all reflect that awareness.

Attorneys should demonstrate cultural competency to represent Black clients effectively, and diverse legal teams can foster trust in communities and improve case outcomes. Community advocates can provide referrals for attorneys specializing in Black clientele experiences, and we welcome those referrals. At the same time, our doors are open to every person hurt by someone else’s negligence on a Texas road.

Commercial vehicle cases-company cars, vans, fleet vehicles, rideshare vehicles, local delivery trucks-are not routine fender-benders. They involve corporate risk management teams, multiple insurance policies, federal regulations, and aggressive defense attorneys. They demand focused investigation from the start, and that is exactly what we provide.

Why Texas Trusts Texas Black Car Accident Lawyer for Commercial Vehicle Crashes

Serious commercial vehicle accident cases call for a focused personal injury law firm anchored in the community it serves. Here is what we bring to every case:

Dedicated car and commercial vehicle accident focus. We concentrate on motor vehicle collision cases-not general practice, not unrelated legal services-so every resource goes toward building the strongest possible claim for accident victims.
Houston office serving Texas families. Our office is located at 2060 N Loop W, Suite 136, Houston, TX 77018, in the heart of Harris County, where 5,913 commercial vehicle crashes were reported in 2025 alone.
Licensed Texas personal injury practice. Attorney Roshun Phipps is licensed in Texas and practices personal injury law with a focus on the legal complexities unique to commercial vehicle cases.
Thorough crash investigation. We handle investigations involving crash reports from HPD and the Harris County Sheriff’s Office, company safety records, driver history, and insurance policy reviews-working to identify every potentially liable party and every available coverage.
Free consultations and contingent attorney fees. No upfront attorney fees. Fees are contingent on recovery. We encourage every caller to ask about case costs and the full terms of representation.

What Sets Our Texas Black Commercial Vehicle Accident Team Apart

Our approach pairs local Houston roots with a clear, step-by-step method for gathering evidence and navigating commercial insurance-because we know that what families need after a devastating truck crash or company vehicle collision is not vague reassurance but a concrete plan.

Plain-language insurance guidance. We explain Texas commercial insurance issues-company auto policies, fleet coverage, excess or umbrella policies, uninsured/underinsured motorist coverage, and personal PIP/MedPay-so families understand exactly where compensation may come from and how the claims process works.
Early evidence investigation. We move quickly to secure video footage (storefront cameras, dash cams, traffic cameras), company vehicle maintenance records, electronic control module data, and driver history before it disappears. Evidence preservation is crucial in truck accident cases, and we treat every hour as if it matters-because it does.
Flexible communication. Phone, video, or in-person meetings, with efforts to accommodate clients who cannot easily travel due to serious injuries or loss of transportation. We meet you where you are.
Medical records coordination. We work with treating providers to obtain medical records and billing information needed to document injuries, medical expenses, and lost income-building a complete picture of the harm you have suffered. We do not provide medical care, but we make sure the paperwork supports your claim.

Types of Texas Commercial Vehicle Accident Cases We Handle

Under Texas law, a “commercial vehicle” includes any vehicle used primarily for business purposes-company cars, work trucks, local delivery vans, rideshare vehicles, and more. Commercial vehicle statutes can differ significantly from regular car accident statutes, and each type of commercial vehicle raises specific evidence and insurance questions. Our firm focuses on collisions involving motor vehicles, not general workplace injuries or non-vehicle incidents.

Company Car and Fleet Vehicle Crashes

These cases involve employees driving sedans, SUVs, or pickups owned or leased by an employer-sales representatives, supervisors, field technicians-on Houston freeways and surface streets across Texas. Key issues include whether the driver was “on the clock,” how employer liability under the doctrine of respondeat superior can apply, and which commercial auto policies may be triggered. Evidence typically needed includes employer policy manuals, trip logs, GPS data, phone records, and police crash reports.

Delivery Van and Local Truck Accidents (Amazon, UPS, FedEx, Couriers)

Hurried delivery vans on I-10, I-45, or neighborhood streets in places like Third Ward, Sunnyside, and Missouri City cause rear-end, side-swipe, and backing collisions every week. Routes, delivery quotas, and handheld device use-a form of distracted driving-can become central evidence issues. Typical injuries include neck and back trauma, fractures, and head injuries, and documenting lost wages is especially important for hourly workers whose income stops the moment they cannot show up for a shift.

18-Wheeler and Large Commercial Truck Collisions

While this page covers commercial vehicles broadly, we also handle crashes involving 18-wheelers and other large commercial trucks on highways like I-10, I-45, Beltway 8, and Loop 610. A fully loaded tractor-trailer needs about two football fields to stop, which is why truck accidents can lead to catastrophic injuries and significant medical bills for people in passenger vehicles. Truck accident claims often involve multiple liable parties-the truck driver, the carrier, maintenance contractors, and sometimes third-party logistics companies. Federal trucking regulations govern hours of service, equipment standards, and driver qualifications, and violations can serve as powerful evidence. Negligent trucking companies can be liable for accidents caused by fatigued truckers, improper maintenance, or overloaded cargo. Negligence causes 87% of truck accidents in Texas-and negligent drivers cause 87% of those crashes. In 2017, Texas had 649 fatal truck accidents, a number that underscores how dangerous these collisions remain.

Rideshare Vehicle Crashes (Uber and Lyft)

Clients may be injured as passengers, other drivers, or pedestrians in crashes involving Uber or Lyft vehicles in Houston and nearby communities. Coverage can depend on the driver’s app status-offline, waiting for a ride, en route to pick-up, or carrying a passenger-and may involve overlapping personal and company policies. Our role is to sort through those policy layers, communicate with multiple insurers, and ensure that no available coverage is overlooked.

Work-Related Commercial Vehicle Crashes for Non-Drivers

Sometimes the reader is not the commercial driver at all. You may have been commuting, running errands, or transporting your kids when a business-owned or government vehicle struck you. These cases differ from standard two-car crashes because corporate risk management teams and defense counsel respond differently than an individual driver’s insurer. Workers’ compensation or employer benefits might also come into play if you were on duty in your own vehicle at the time, though our focus remains on auto injury claims rather than general workplace law.

What to Do Right After a Texas Commercial Vehicle Accident

After a crash with a commercial vehicle on a Houston-area road, you may be disoriented, in pain, and worried about law enforcement interaction, work, and childcare. Here is a priority checklist:

Get medical attention immediately. Visit the ER or urgent care, even if you feel “okay.” Some serious injuries-concussions, internal bleeding, spinal issues-do not show obvious symptoms right away. Follow up with a medical professional as directed.
Call 911 and request a police report. A formal crash report documents the accident scene, the parties involved, and initial observations that become valuable evidence later.
Take photos and video. Capture all vehicles, license plates, road conditions, traffic signals, skid marks, debris, and visible injuries at the scene.
Collect driver and company details. Get the commercial driver’s name, employer, vehicle number, insurance card, and any fleet markings on the vehicle.
Do not argue fault at the scene. Stay calm, exchange information, and let investigators and attorneys sort out liability.
Do not give a recorded statement to any insurer before speaking with counsel. Insurance adjusters may contact you within hours. Anything you say can be used to minimize your claim.
Preserve pay stubs, medical bills, and repair estimates. Start a file now. These documents are the foundation for proving lost wages, medical costs, and property damage.
Contact us as soon as possible. The sooner our team can send preservation letters requesting commercial records, dash cam video, and dispatch logs, the less chance that critical evidence disappears.

How Our Texas Commercial Vehicle Accident Process Works

We know the legal process can feel overwhelming, especially when you are dealing with physical pain, emotional trauma, and financial pressure at the same time. Here is how we move a case forward, explained in plain language at every stage.

Step 1: Free Case Review and Crash Evaluation

The process starts with a phone call or online form. You share how the crash happened, your injuries, medical treatment so far, and any information about the commercial driver or company involved. Our attorney team reviews available documents-police report number, photos, insurance letters-and discusses potential options under Texas law. If both sides agree to move forward, you sign a written representation agreement that explains fees and costs before any work begins. This is the foundation of the attorney client relationship.

Step 2: Investigation, Documentation, and Negotiation

We order the official crash report, contact witnesses, and request company records-vehicle maintenance logs, dash cam video, dispatch records, electronic control module data-while examining every layer of insurance coverage. We coordinate to obtain your medical records and proof of lost wages, and where appropriate, we consult with specialists such as accident reconstruction experts to strengthen liability arguments. Trial experience with commercial trucking litigation is crucial for accident attorneys, and insurance companies evaluate law firms handling truck accident claims-our preparation reflects that reality. We then present a documented demand package to the responsible insurers and negotiate for fair compensation based on your injuries, treatment, and future impact.

Step 3: Lawsuit, Litigation, and Resolution When Needed

If insurers refuse to make a reasonable offer, we may recommend filing a personal injury lawsuit within the applicable Texas deadlines. Texas has a two-year statute of limitations for truck accident claims and most personal injury cases. Litigation can involve written discovery, depositions, court hearings, mediation, and potentially trial-and we keep you informed throughout. Texas uses a bifurcated trial process for many commercial vehicle accident cases: Phase One determines liability and compensatory damages, and Phase Two addresses exemplary damages if the evidence supports claims of gross negligence or intentional harm. Most cases still resolve through settlement, but strong preparation-and a willingness to go to trial-can influence the outcome. Select a lawyer prepared to take cases to trial, because insurance companies assess law firms’ trial readiness before making offers.

Understanding Fault and Insurance in Texas Commercial Vehicle Accidents

Texas follows a modified comparative negligence rule. If you are found 51% or more at fault for the crash, you recover nothing. If your fault is 50% or less, your recovery is reduced by your percentage of responsibility. How fault is allocated between the parties is one of the most consequential decisions in any personal injury case, which is why thorough investigation matters from day one.

Responsible parties in a commercial vehicle crash may include the company driver, the employer, the vehicle owner or lessor, the maintenance contractor, and sometimes a third-party logistics company. Negligence by truck drivers or companies can lead to liability, and our job is holding negligent parties accountable-identifying every responsible party and pursuing every available source of recovery.

Possible insurance sources include the commercial auto policy, excess or umbrella policies, the injured person’s own uninsured/underinsured motorist (UM/UIM) coverage, and personal PIP or MedPay coverage where applicable. Texas law requires that personal injury protection and UM/UIM coverage be offered unless rejected in writing, so it is worth checking whether those coverages are in place. For interstate carriers, FMCSA regulations require a minimum of $750,000 in liability insurance for non-hazardous property carriers with vehicles over 10,000 lbs-far higher than Texas’s state minimums.

Every case is fact-specific. An attorney review is needed to identify all possible coverage, and we never promise any particular result. But we work to make sure nothing is left on the table.

Injuries and Losses After a Commercial Vehicle Crash

Collisions with heavier, frequently driven company vehicles can cause anything from soft-tissue neck injuries to fractures, traumatic brain injuries, spinal cord damage, and long-term back pain. Truck accidents can lead to catastrophic injuries and significant medical bills that continue for months or years.

Texas law allows recovery for economic and non-economic damages after accidents. In a properly supported claim, the types of losses that may be recoverable include:

Medical expenses – ER visits, surgery, hospitalization, therapy, rehabilitation, and ongoing medical treatment
Lost wages and lost income – including future earning capacity when injuries prevent returning to the same job
Pain, suffering, and emotional distress – compensation may include physical pain, mental anguish, and emotional distress damages
Vehicle repair or total loss – the cost to fix or replace the car you depend on for work and daily life
Loss of household services – when injuries prevent you from caring for your home or family the way you did before
Wrongful death damages – families may have wrongful death claims after a fatal crash, and the firm handles fatal collision matters; wrongful death rules are specific under Texas law
Medical bills and medical costs – truck accident victims may claim medical expenses and lost wages, and victims can seek compensation for these losses and for pain and suffering in Texas

No lawyer can guarantee a particular outcome. The value of a case depends on the evidence, insurance limits, the severity of injuries, and many other factors. Choose a firm experienced in commercial truck cases and with knowledge of federal trucking regulations to give your claim the strongest possible foundation.

Serving Black Drivers and Families Across Houston and Surrounding Texas Communities

Our Houston office at 2060 N Loop W, Suite 136, is the hub of our practice, but we review commercial vehicle crash cases from across Harris County, Fort Bend County, and nearby Texas communities. We serve injury victims in:

Houston – including Third Ward, Fifth Ward, Sunnyside, Acres Homes, Alief, and surrounding neighborhoods
Harris County – the county with the highest commercial vehicle crash count in Texas
Fort Bend County – including Missouri City and Sugar Land
Nearby cities – Baytown, Pasadena, Katy, and surrounding areas

Even if your crash happened elsewhere in Texas, call us. We can discuss whether we are able to help or refer you to a trusted resource closer to the accident scene.

Frequently Asked Questions About Texas Commercial Vehicle Accident Cases

Do I Really Need a Lawyer If a Company Admits Fault After the Crash?

Even when a commercial driver admits fault at the accident scene, the company or its insurer may later dispute responsibility or argue that your injuries are not as severe as you claim. Insurance adjusters work for the company, not for you. A lawyer can help document medical treatment, wage loss, and long-term effects, handle communications with defense attorneys, and prevent you from inadvertently weakening your claim with an early recorded statement or premature settlement.

How Long Do I Have to File a Commercial Vehicle Accident Lawsuit in Texas?

In many Texas personal injury cases, the general deadline to file a lawsuit is two years from the date of the crash. Wrongful death claims usually share this two-year window. Texas law allows two years to file truck accident claims-but exceptions may apply depending on the parties involved and the circumstances. Waiting too long can mean losing the right to file entirely, so speak with a lawyer as soon as possible. Evaluate the firm’s ability to investigate quickly, because time-sensitive evidence is at stake.

What If the Commercial Driver Was in a Company Car but Off the Clock?

Employer responsibility often hinges on whether the driver was acting within the course and scope of employment-a fact-intensive question that courts analyze case by case. Even if the company denies responsibility, its commercial auto policy or the driver’s personal insurance may still provide coverage. An attorney can review documents and advise on possible sources of recovery, including scenarios many personal injury lawyers overlook.

How Are Fees and Costs Handled in a Commercial Vehicle Case?

Lawyers in Texas often charge on a contingency fee basis for accident cases, and we follow the same model. There are no upfront attorney fees-our fees are contingent on obtaining a recovery for you. Case expenses such as court filing fees, expert reports, records costs, and accident reconstruction experts are separate from attorney fees and will be fully explained in the representation agreement before you commit. Many personal injury lawyers structure their fees this way, but you should always ask for specifics.

Can I Talk to the Insurance Company Myself First?

You can legally speak to insurers, but recorded statements or early settlement acceptances may limit your future options. Insurance companies are experienced at minimizing payouts, and what feels like a fair offer in the first week may fall far short of covering your actual medical bills, lost wages, and long-term impact. Before giving a detailed recorded statement or signing any release, at least consult with an experienced truck accident lawyer to understand what you may be giving up.

Get Help From a Texas Black Commercial Vehicle Accident Lawyer Today

You did not cause someone else’s negligence, and you should not have to navigate the aftermath alone. Whether you were hit by a company car on Loop 610, a delivery van in Third Ward, or a commercial truck on I-10, our team is ready to listen, investigate, and fight to hold responsible parties accountable.

Call (832) 263-2076 or submit the online consultation form to tell us what happened and learn about your possible next steps. The call is free, the consultation is free, and you will leave knowing more about your rights under Texas law than you did before.

Texas Black Car Accident Lawyer · (832) 263-2076 · 2060 N Loop W, Suite 136, Houston, TX 77018 · Serving Houston, Harris County, Fort Bend County, and surrounding Texas communities.